FAIR Plan California
September 15, 2026
California fire departments now conduct formal risk assessments that can stop a subdivision outright, no matter what planning and zoning have already approved. A $33 million La Jolla project shows what happens when fire access requirements surface too late, and what to do instead.
September 1, 2026
California's home insurance crisis has reshaped luxury buying in Rancho Santa Fe, La Jolla, and Napa Valley. Major carriers have exited, the FAIR Plan falls short for high-value homes, and knowing your options before making an offer now matters more than ever.