Cost of Ownership

What a Rancho Santa Fe, La Jolla, or Del Mar property actually costs to hold, beyond the mortgage.

August 31, 2026
Large hardscaped estate property with drought tolerant landscaping and mature trees in Rancho Santa Fe California at golden hour

What a Five Thousand Dollar Landscaping Bill Taught Me About Buying in Rancho Santa Fe

The cost of owning a home in Rancho Santa Fe is not the mortgage. Scott Union breaks down water, landscaping, and the acreage nobody prices before closing.
August 31, 2026
Historic 1920s Spanish colonial revival row house with white stucco walls and red tile roof in Rancho Santa Fe California

How the Mills Act Cut One Rancho Santa Fe Property Tax Bill From Thirty Thousand Dollars to Five Thousand

Mills Act property tax savings in San Diego can be substantial. Scott Union explains historic designation risk, the tradeoff, and where these homes hide.