Scott Union

August 31, 2026
Rebuilt custom home on a hillside lot in Napa California with defensible space landscaping and clear access road

What Losing My Home to Fire Taught Me About Insuring and Building in High Fire Risk California

Fire insurance in high risk California real estate has changed fast. Scott Union lost his own home to fire and explains what buyers here need to budget for now.
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August 31, 2026
Construction crew framing a custom home with cranes and building materials on site in Southern California

Why Your Contractor’s Bid Just Doubled: What a Regional Fire Does to Construction Pricing

Construction bid prices after a wildfire can double or triple almost overnight. Scott Union explains why, and what it means for building near San Diego right now.
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August 31, 2026

The Rancho Santa Fe Art Jury Now Wants Finished Plans Before It Will Even Look At You

The Rancho Santa Fe Art Jury approval process now requires finished working drawings before it will review a project. Scott Union explains what changed and why.
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